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Where can I buy a car with subprime credit in Dayton, OH?

Online pre-approval for financing a vehicle 

Poor credit can affect many areas of your life, but it doesn’t need to affect your ability to buy a car. Here at Matt Castrucci Kia, our finance department works with people of all credit, from poor credit to great credit. No matter where you fall on that spectrum, we’d love to meet you the next time you’re in Dayton, OH. 



How to get online pre-approval for vehicle financing 

a woman on a computer at home

One of the best things about Matt Castrucci Kia is that you can do a lot of the car-shopping process from home, including applying for credit pre-approval. Under our site navigation options at the top of our site, you can find the link to our online credit approval form. That form is all you have to do to apply, and you can get it done in about five minutes if you have all the right information available. Here’s what we need to know. 

  • Contact information including your name, email address, phone number, and address 
  • Personal information including date of residency, monthly rent/mortgage, social security number, and birthday 
  • Employment information including your gross monthly income 
  • Vehicle information for the vehicle you want including the total loan amount 
  • How you would like to be contacted 


Can I apply for pre-approval in person? 

If the online form doesn’t sound like the way for you, then you can apply for credit approval in person. The form is meant to save you time, by taking away the drive to our dealership and allowing you to work at your own pace. However, in-person pre-approvals can also be a quick and efficient way to get vehicle financing. We all can’t wait to meet you here at Matt Castrucci Kia.